Earlyface

Job Title: Officer Loan Disbursement Personal

Job ID: 10138

Locations: Nigeria

Company: Stanbic IBTC Bank Plc (a subsidiary of Standard Bank Group)

Sector: Banking and Finance

PURPOSE OF JOB

•To ensure accurate and timely booking and disbursement of all personal loans while ensuring compliance with all conditions as stipulated in the drawdown ticket. 

•To ensure that customer service expectations are exceeded.

•Ensure service delivery, meeting the needs of both existing and new business clients.

KEY ACCOUNTABILITIES/KRA

•Loading of approved limits as per pay away/loading limits are marked on the core banking platform

•Ensure that all accounts set at level payment, interest payment and maturity satisfy all the required parameters, in the event of irregularities, escalate and ensure corrective action simultaneously.

•Action all Loan Disbursement reports and escalate irregularities

•Prompt booking of loans / update of customer’s credit information on the system when required (Provisions/Interest Rates/ extensions/Risk Grades etc).

•Limitization of all overdrawn accounts as advised by Account Management.

•Records of loans disbursed are to be properly housed and easy to retrieve.

•Proactive dealing in all loan related issues/queries together with proffering applicable solution(s) in need.

•Prompt loading of take-ups for Personal lending on PAS

•Carry out system admin function on PAS (Personal Application Scoring) for PBB Personal Lending.

Daily

•Prompt Loading of  approved limits

•Prompt booking of  Personal loans/UPL’s/Advances /Term loans/ etc

•Prompt booking of  Off balance sheet items Bonds & Guarantees/LC Commitments’ etc

•Timely attendance to loan related issues/queries i.e risk grade, class code, segmentation etc).

•Prompt take-ups on PAS for Personal loans and UPL deals

•Update of customer’s credit information on the system as approved (Interest Rates/ extensions/Risk Grades etc).

•Filing of all drawdown tickets for ease of retrieval.

Monthly

•Load Provisions entries, Write-off, Risk Grades.

•Classification/Reclassification of accounts

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